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Nicole M. Zayac, Esq.
Nicole M. Zayac, Esq.
Willkie Farr & Gallagher LLP
(415) 858-7443
dbo.fn jc Profile(vBoNetContact.ID)
Nicole M. Zayac, Esq.
Willkie Farr & Gallagher LLP
One Front St. San Francisco, CA 94111 UNITED STATES
(415) 858-7443
Regulatory Cnsl Mbr
Business Transactions, Legislative, Regulatory
Nicole Zayac specializes in the insurance industry, focusing her practice on regulatory issues, compliance, and mergers and acquisitions. Ms. Zayac represents insurance clients from all segments of the industry, including producers, adjusters, MGAs, insurers, reinsurers, and investors. She represents clients in connection with investigations and compliance actions by state insurance regulators. Ms. Zayac also provides compliance counsel on issues such as surplus lines and other forms of non-admitted insurance, licensing requirements, and advertising, and general business practices.

Ms. Zayac assists with the regulatory aspects of complex transactions, including internal reorganizations of holding companies, acquisitions, domestications of branches of alien insurers, and redomestication of insurance companies. She also advises clients in forming both insurance companies and producer entities; providing regulatory counsel and securing needed approvals from formation through licensing. Additionally, Ms. Zayac drafts and obtains required regulatory approval for services, agency, broker, and cost sharing contracts for insurance companies. Further, she represents investors, including private equity funds, with regulatory aspects of investments in, or acquisitions, of regulated insurance entities.

Ms. Zayac received her J.D. from the University of California, Berkeley School of Law while concurrently earning her Masters of Arts in Law and Diplomacy (MALD) from Tufts University. Prior to her joint J.D./MALD degrees, she was conferred her B.A., in International Relations, from Michigan State University.

Association of Insurance Compliance Professionals (P&C Planning Committee)
California Lawyers Association (Insurance Committee)
Federation of Regulatory Counsel
State Bar of California
United States District Court for the Northern District of California
United States Court of Appeals for the Ninth Circuit

University of California, Berkeley, School of Law, J.D.
Tufts University, MALD
Michigan State University, B.A.

Published Articles

Published Alerts

TitlePublish Date
Wildfire Moratoriums11/11/2021
Prenotice Discussion on Mitigation in Rating Plans and Wildfire Risk Models11/11/2021
Surplus Lines Export List11/19/2021
FAIR Plan Review7/25/2022
Sexually Transmitted Infection (“STI”) Coverage7/25/2022
Wildfire Moratorium11/21/2022
Export List Pre-Hearing Notice11/21/2022
Wildfire Regulation11/22/2022
Motor Vehicle Financial Responsibility Requirements3/28/2023
Wildfire Mitigation in Rating Plans3/28/2023
Annual Residential Property Notice3/29/2023
Mudslide Notice3/31/2023
CDI Issues Pre-Hearing Notice - Export List Hearing Request for Proposed Additions, Modifications or Deletions to the Export List7/24/2023

Positions in FORC

Board of DirectorsWest55