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Frederic M. Garsson, Esq.
Frederic M. Garsson, Esq.
(212) 980-7200
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Frederic M. Garsson, Esq.
1270 Avenue of the Americas Suite 2005 New York, NY 10020
(212) 980-7200
(973) 286-6819
One Riverfront Plaza Suite 1520 Newark, NJ 07102-5426 UNITED STATES
Phone: (212) 980-7200
Fax: (973) 286-6819
Regulatory Cnsl Mbr
Business Transactions, Legislative, Litigation, Regulatory
New Jersey, New York
Fred Garsson is a seasoned insurance and reinsurance regulatory attorney who concentrates his practice on advising insurance industry clients on matters involving U.S. federal and state insurance laws and sophisticated national and international regulatory matters.

Fred has vast experience representing and counseling insurers, reinsurers and insurance producers in corporate and regulatory matters, including holding company transactions compliance, reinsurance and assumption transactions, organizing and licensing of insurance companies, insurance producers, reinsurance intermediaries and independent insurance adjusters. He also has experience drafting and analyzing insurance policies, annuity contracts, reinsurance agreements and other complex contracts, including agency and brokerage agreements.
In addition, Fred has represented clients in connection with the regulatory aspects of sales and mergers and acquisitions of insurance and reinsurance companies. He has also represented clients before numerous state insurance agencies, and advises insurance industry clients with respect to corporate and insurance regulatory and compliance matters. Such matters include rebating, transacting an unauthorized insurance business, aiding unauthorized insurers, statutory accounting issues regarding obtaining financial statement credit for unauthorized ceded reinsurance, financial condition examinations, the permissibility of insurance company investments, policy cancellation and non-renewal requirements, stock redemptions, quasi-reorganizations, demutualizations, forming purchasing groups and captive insurers, piercing the corporate veil, declaring and paying policy and corporate dividends, Regulation XXX securitizations and life settlements securitizations.

In addition to his New Jersey and New York bar admissions, Fred is admitted to practice before the U.S. District Court for the District of New Jersey. 

Coordinating multijurisdictional insurance and reinsurance research projects for major U.S. and non-U.S. insurers
Advising U.S. insurers concerning the Terrorism Risk Insurance Program Reauthorization Act of 2007 and the nonadmitted insurer and reinsurance requirements of the Dodd-Frank Act
Advising the U.S. claims and underwriting personnel of a global insurer concerning antitrust issues
Representing individual insurance brokers in disciplinary matters before the Insurance Division of the New York Department of Financial Services
Advising an offshore captive insurer in connection with its redomestication to the U.S. and its ongoing onshore insurance regulatory requirements
Reviewing a major U.S. insurer’s compliance program and training in-house attorneys concerning identifying compliance gaps
Advising the governments of foreign countries concerning drafting and amending their insurance laws and regulations
Advising a leading insurer and its non-insurer parent on insurance and reinsurance regulatory matters in connection with a private offering of insurance related securities and a subsequent initial public offering

Business and Finance
Cybersecurity and Privacy

Firm Management Positions
Insurance, Vice Chair

Memberships and Affiliations
Member, Federation of Regulatory Counsel
Insurance Law Committee, New York City Bar Association

J.D., Brooklyn Law School, 1993, cum laude
B.A., Rutgers University, 1987

Bar Admission(s)
New Jersey
New York

Published Articles

Published Alerts

TitlePublish Date
New York Amends Holding Companies Act10/1/2013
New York Extends Policy Termination Moratorium2/1/2013
New York Licensed Insurers Paid More Than $665 Million in Unclaimed Life Insurance Benefits2/1/2013
Court Ends Short-Lived Regulation 208, Aimed at Curbing Title Insurance Marketing Expenses7/23/2018

Positions in FORC

Board of DirectorsAt Large70