FORC Journal - Vol. 34 Edition 3 - Fall 2023

It is our honor to present this third edition of Volume 34 of the FORC Journal of Insurance Law and Regulation.
Dan Cotter & Stephen W. Schwab, Journal Co-Editors

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ARTIFICIAL INTELLIGENCE IMPACTS ON THE INSURANCE INDUSTRY

By  Daniel A. Cotter, Esq. of HOWARD & HOWARD ATTORNEYS PLLC
We are finding ourselves in the brave new world. Artificial intelligence is here and permeating our lives more and more.

THE STATE OF DATA PRIVACY IN THE U.S.

By  Fred E. Karlinsky, Esq., Christian Brito, Esq., and Timothy F. Stanfield, Esq. of GREENBERG TRAURIG, P.A.
Data protection is a high-stakes game that is difficult to track since there is no universal legal requirement to disclose information related to data breaches.

THE COLORADO OPTION STANDARDIZED HEALTH BENEFIT PLAN

By  Daniel Furman, Esq., Robert M. Ferm, Esq., and Erin E. Snow, Esq. of HALL & EVANS, LLC
This article will chart the legislative path of the Colorado Option, detail its requirements, and, examine how it is working after its first year of implementation.

SURPLUS LINES INSURANCE - WHAT IS ITS PURPOSE

By  Michael T. Griffin, Esq. and Martin J. ("MJ") DiVito, Esq. of ACCEL LAW GROUP P.C.
Surplus lines insurance, also known as “excess lines” insurance, refers to coverage obtained either directly by an insured or through a licensed surplus lines broker from a non-admitted insurer.