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J. Michael Low, Esq.
J. Michael Low, Esq.
(480) 429-4874
dbo.fn jc Profile(vBoNetContact.ID)
J. Michael Low, Esq.
8601 North Scottsdale Road Suite 300 Scottsdale, AZ 85253
(480) 429-4874
Regulatory Cnsl Mbr
Business Transactions, Legislative, Litigation, Regulatory
J. Michael Low is a Partner in the Scottsdale office of Kutak Rock LLP and a member of the Insurance Regulatory & Compliance Practice. J. Michael Low's practice principally includes representation of insurers, insurance associations and institutions before the Arizona Legislature, the Arizona Department of Insurance, and other governmental agencies and offices both inside and outside the state of Arizona. His practice also includes a wide range of insurance-related representation, including litigation consulting, reinsurance matters, arbitrations, and insurance corporate and regulatory matters involving the formation, merger and acquisition of insurers, including captive insurers. He has authored reports and testified as an expert witness in over 100 matters in state and federal court involving life, health, property and casualty insurance coverage, claims handling and bad faith issues.

Mr. Low has been a guest speaker before various groups and organizations on a wide range of insurance issues. Mr. Low has authored several articles covering topics such as the formation of offshore reinsurers, health care risk transfer mechanisms and workers compensation issues. He has also served as an adjunct professor of law at the Arizona State University College of Law teaching a third year course on insurance law. He is a registered lobbyist for the Arizona Council of Life Insurers (“ACLI”), Prudential, MetLife, Allstate, American Family, AIG, the Mutual Insurance Company of Arizona (“MICA”), National Association of Insurance and Financial Advisors (“NAIFA AZ”) and the Arizona Captive Insurance Association and has participated in the formation of numerous Arizona insurers. He also sits on the Boards of 21 captive insurers, including captives owned by Apple, Prudential, Pacific Life and Voya Financial as well as serving as an elected Board member of the Arizona Captive Insurance Association.

Mr. Low enjoyed a lengthy tenure in public service. Most notably, he served in the capacity of Director of the Arizona Department of Insurance (1980-1984), as Director of the Arizona Department of Administration, as Chairman of the Governor's Cabinet and Chairman of the Governor's Regulatory Review Council (1984-1985). Mr. Low was a partner with the Phoenix law firm of Jones, Skelton & Hochuli (1985-1990). Thereafter, he was a founding shareholder in the Firm of Low & Childers (1990 – 2009). Prior to joining Lewis Brisbois, Mr. Low co-founded the law firm of Low & Cohen, PLLC.

Primary Area(s) of Practice
• Insurance Regulatory & Compliance


Mr. Low is a member of the State Bar of Arizona and the Maricopa County Bar Association. He is a member of the Federation of Regulatory Counsel (“FORC”). Mr. Low is licensed as a property and casualty insurance producer by the Arizona Department of Insurance and has received his Mediation Certification from the Institute for Conflict Management in Santa Monica, CA. He is recognized as a member of Arizona’s Finest Lawyers.

Awards & Honors
Mr. Low holds an AV Preeminent Rating for legal ability and ethical
standards from Martindale-Hubbell.

Arizona State University, School of Law
Juris Doctor, cum laude, 1973
University of Minnesota
Bachelor of Arts, 1970

Published Articles

Published Alerts

TitlePublish Date
Changes in Top Positions at Arizona DOI8/1/2012
Arizona Moderizes Insurer Financial Regulation4/1/2012
Arizona Enacts NAIC Model Qualified Financial Contracts Law6/1/2011
Certificates of Insurance2/1/2011
Arizona Enacts Suicide Exclusion For Increased Death Benefits12/21/2016
Kutak Rock LLP COVID-19 Special Publication5/20/2020

Positions in FORC

There are no records.