FORC Journal - Vol. 24 Edition 2 - Summer 2013

Here is the Summer Edition of the FORC Journal, just in time for your beach reading! Please enjoy the latest articles from your fellow FORC members, and feel free to share with colleagues and friends.

Tasha Cycholl Smith, Editor

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IS AN INSURANCE DEPT ADMINISTRATIVE ORDER A JUDGMENT FOR AWARDING PREJUDGMENT . . .

By Steve W. Kinion, Esq., ZACK STAMP, LTD
Under all state laws, the judicial branch has the authority to award prejudgment and post-judgment interest on judgments.

ACTIVE RECORDKEEPING

By Van R. Mayhall, III, Esq., BREAZEALE, SACHSE & WILSON, L.L.P.
Long before the rise of electronic records, recordkeeping was a generally static process of filing paper documents and copies into neatly-organized and clearly-labeled files and folders.

FLORIDA LEGISATIVE SESSION TO BE REMEMBERED FOR WHAT PASSED... AND WHAT DIDN'T

By Travis L. Miller, Esq., RADEY LAW FIRM
The Florida property and casualty insurance market is a dynamic one faced with many public policy issues due to this state's unique geography and population diversity.

VARIABLE ANNUITY PRODUCT DESIGN EVOLUTION AFTER THE FINANCIAL CRISIS

By S. Doak Foster, Esq., MITCHELL, WILLIAMS, SELIG, GATES & WOODYARD, P.L.L.C. & Barry Skolnick, MITCHELL, WILLIAMS, SELIG, GATES & WOODYARD, P.L.L.C.
With more employers phasing out defined benefit pension plans, retirees will continue to have significantly greater responsibility for maintaining their retirement nest egg in later years, whether through 401(k) plans, IRAs, or general savings.

USE OF HURRICANE DEDUCTIBLES IN THE NORTHEAST STATES

By Frederick J. Pomerantz, Esq., GOLDBERG SEGALLA LLP and Robert P. Suglia, AMICA MUTUAL INSURANCE GROUP
The severe weather events of the last two years have called into question the use of hurricane deductibles in the Northeast states.