I am an AV rated Attorney (Martindale Hubbell) with a 40 year record of achievement advising U.S insurers. and alien insurers doing business through U.S. subsidiaries, coast-to-coast as well as producers, in corporate transactions and regulatory compliance matters. I have served (and still serve) as a regulatory counsel and trusted advisor to clients of two Law360 Top 20 Global Law Firms, applying my skill and negotiation talent with most state insurance regulators in small assignments as well as large-scale business transactions. I am also an M&A generalist: stock sales, asset sales; private; public; forming companies of all kinds and in all businesses. Corporate clients, domestic and international, that I originated over the many years I practiced in Manhattan-based law firms, have followed me from firm to firm and, now, to my new home-based solo practice., Insurance Legal & Regulatory Consulting, PLLC For my clients, I am engaged in researching, and continually analyzing updates to, issues related to restriction on shareholders, sales and intermediaries, penalties, and other issues (including ESG/DEI) and expected amendments including all sub-issues thereunder utilizing rules, statutes, law, regulations, NAIC assessments, state legislature materials, holdings, circular letters, and other similar resources; drafting notes on findings and drafting updates to summaries/surveys pertaining to my findings Expertise in: • Corporate Transactions, governance and regulatory compliance • Licensing, accrediting, qualification certification and passporting • Due Diligence • M&A, asset acquisitions and other insurance company and producer transactions • Restructurings, including redomestications and alien branch domestication • Offshore insurers and reinsurers • Dodd-Frank Act and U.S. federal regulation of insurers and affiliates • European Union and other international compliance matters • Corporate governance matters • Regulatory investigations and expert witness work Most recently, I have counseled clients on the progress of NAIC group capital calculation model legislation for insurers, specific state legislation on privacy issues, issues in race and insurance, the granting of virtual currency licenses available to financial services providers, the use of blockchain analytics in insurance underwriting, cybersecurity rules applicable to insurers in various states, and other contemporary issues impacting insurers and other financial services providers. My solo practice affords me the most freedom to best service longtime clients, as well as to pursue new clients and to continuously expand my successful, longstanding insurance transactional and regulatory practice, both nationwide and internationally, with less overhead and more reasonable billing rates. In addition, I have a national, as well as a local, network of equally capable and experienced regulatory/compliance practitioners ready, willing and able to assist on larger scale assignments. As a result, wherever I am across the nation or across the globe, I am available and reachable 24/7/365. Having served as 2020 President and Chair of the Federation of Regulatory Counsel, Inc. https://www.forc.org/, I continue to serve FORC in 2023 as a Vice President and as Chair of the FORC Membership Committee, Chair of the FORC Bylaws Committee, and as a member of the FORC Admissions Committee and its Branding Committee. I am also a member of the Journal of Reinsurance Industry Advisory Panel (International Reinsurance Underwriting Association) as well as liaison between FORC and IRUA. A frequent contributor to industry publications, I am, among others, a Co-Author of “Lloyd’s in the United States,” Ch. 80, New Appleman on Insurance Law Library Edition, 2016 and a contributor to three chapters on the U.S. and international regulatory environment, of recently updated Reinsurance Professional's Deskbook, 2017-2018 ed., Thomson Reuters and DRI, 2017 and author of 200+ insurance journal articles internationally (including in the US, UK, Japan and Argentina). Finally, I am a member of the Insurance Law Committee of the Association of the Bar of the City of New York (City Bar) and a member of its Legislative Subcommittee. Further, I am also a member of several professional networking groups. Some representative clients: Meiji Yasuda Japan Amica Mutual Insurance Company Thorn Creek Insurance Agency LIO Insurance American Insurance Services of Pa, LLC